Universe, you are f&*@ing with me, right? One of these things, I can handle. Two---well, it'd be tough but I could deal. But THREE anxiety-inducing, time and energy sucking problems (on top of the USUAL work/parenting/marriage cluster) all at once? COME ON!
So these are the things that have me tossing and turning all night (when my children aren't randomly waking up screaming, because, yeah I need THAT right now)
1) An unfortunate combination of home repairs, family traveling, annual bills and delays on getting my conference travel reimbursed layered on a few months of my own indulgent online shopping habit and our "lets go out to eat" compulsion has completely depleted our emergency fund. I even had to transfer $2K out of savings this week to pay some bills before my paycheck is transferred today. Given that we have 2 reasonable incomes, this SHOULD NOT HAPPEN and freaks me out.
We do have a lot of fixed expenses (mortgage, utilities, childcare, food in a very high-cost-of-living area), and we always "pay ourselves first" in terms of savings/retirement/life insurance/long-term disability insurance (for me) AND we pay extra on our mortgage each month. So when all the "outs" are subtracted, there is not too much to play with, so here we are.
On the positive side, we are getting serious with our budget and talking a lot more about our financial goals and plans. Living frugally also feels more natural and comfortable to me than the more extravagant, lets-throw-money-at-the-problem way we've been going on for the past few years.
But its scary, not knowing how we are going to FINISH the home repairs we were in the middle of...and how we are going to deal with #2 and #3 without said money to throw at them...
2) B started stuttering, pretty severely...and its getting worse over the past few weeks. Our pediatrician said it's common at this age and should resolve on its own in a few months. My reading suggests that he is exhibiting "warning signs" that this is beyond the typical "toddler stutter". Also there is a strong family history---G stuttered severely as an older child and required intense therapy. My father has a mild stutter. Our insurance doesn't pay for stuttering therapy. Right now, we're watching & waiting, and reading a lot (there are great free resources on the internet with tons of information for what parents can do to help their child). Its heartbreaking, though, when he looks at me and asks plaintively "why can't I talk mommy?"
3) And the worst for last. Oh god. Shudder. We got home from a week away to find...an infestation...of disgusting household pests. (I can't even...write about it...ewwwwww). I am afraid to be at home and especially to turn on a light in the dark, or go to the basement to do laundry. I saw one last night when I went to soothe the crying boys and couldn't go back to sleep for several hours, picturing them.... I have done the most revolting internet research in my life to figure out the...species...and the proper DYI method of extermination. Again, there are fabulous free online resources with information on identification and eradication. Supplies are being picked up tonight, including boric acid (only $2 a pound!), powdered sugar and vegetable shortening.
Wine is not helping. I think I need some short-acting benzos...